/* ==========================================================================
   VAKILKARO ODR — MAIN STYLESHEET
   --------------------------------------------------------------------------
   Structure of this file:
     01. Design tokens (colours, spacing, radius)
     02. Base / reset
     03. Reusable pieces (buttons, badges, headings, highlight underline)
     04. Top bar and header
     05. Hero section (video + enquiry form)
     06. Trust marquee
     07. Dispute category cards
     08. Case tracker
     09. Comparison cards
     10. Process steps
     11. Mediator cards
     12. Dashboard cards
     13. Pricing plans
     14. Compliance cards
     15. Lender section
     16. Routing cards
     17. Testimonials
     18. Coverage map
     19. Blog cards
     20. FAQ
     21. Call to action + footer
     22. Floating helpers (mobile bar, back to top)
     23. Mobile slider (testimonials / blog / cards on small screens)
     24. Scroll reveal animation
     25. Responsive breakpoints
   ========================================================================== */


/* ==========================================================================
   01. DESIGN TOKENS
   Change a value here and it updates everywhere on the page.
   ========================================================================== */
:root {
  /* Core palette */
  --color-black:            #0D0D0F;
  --color-black-soft:       #17171B;
  --color-black-lighter:    #23232A;
  --color-white:            #FFFFFF;
  --color-page-background:  #EDEDEF;
  --color-surface-light:    #F6F6F7;

  /* Borders */
  --color-border:           #E5E5E8;
  --color-border-on-dark:   rgba(255, 255, 255, 0.11);

  /* Text */
  --color-text-muted:       #66666F;
  --color-text-faint:       #9A9AA3;
  --color-text-on-dark:     #A6A6AF;

  /* Accent — used only for the curved underline and a few small markers */
  --color-accent-yellow:      #FFC629;
  --color-accent-yellow-soft:  rgba(255, 198, 41, 0.16);

  /* Status colours for the comparison table */
  --color-positive:         #16A34A;
  --color-positive-soft:    rgba(22, 163, 74, 0.12);
  --color-negative:         #DC2626;
  --color-negative-soft:    rgba(220, 38, 38, 0.10);

  /* Radius */
  --radius-panel:           32px;
  --radius-card:            16px;
  --radius-button:          10px;
  --radius-badge:           8px;

  /* Motion */
  --easing-standard:        cubic-bezier(0.22, 0.70, 0.28, 1);
}


/* ==========================================================================
   02. BASE / RESET
   ========================================================================== */
* { box-sizing: border-box; }

html {
  scroll-behavior: smooth;
  scroll-padding-top: 104px;
}

body {
  margin: 0;
  font-family: 'Poppins', system-ui, -apple-system, sans-serif;
  font-size: 15px;
  font-weight: 400;
  line-height: 1.65;
  color: var(--color-black);
  background-color: var(--color-page-background);
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}

/* Faint dot grid behind every panel, same idea as vakilkaro.com */
body::before {
  content: "";
  position: fixed;
  inset: 0;
  z-index: -1;
  pointer-events: none;
  background-image: radial-gradient(circle at 1px 1px, rgba(13, 13, 15, 0.055) 1px, transparent 0);
  background-size: 22px 22px;
}

h1, h2, h3, h4, h5 {
  margin: 0;
  font-weight: 600;
  line-height: 1.18;
  letter-spacing: -0.028em;
}

p  { margin: 0; }
a  { color: inherit; text-decoration: none; }
ul, ol { margin: 0; padding: 0; list-style: none; }

::selection { background: var(--color-black); color: var(--color-white); }

:focus-visible { outline: 2px solid var(--color-black); outline-offset: 3px; }
.section-panel--dark :focus-visible { outline-color: var(--color-white); }

/* Page width wrapper */
.page-container {
  max-width: 1220px;
  margin: 0 auto;
  padding: 0 18px;
}


/* ==========================================================================
   03. REUSABLE PIECES
   ========================================================================== */

/* --- Panels: every section sits inside one of these rounded boxes -------- */
.section-panel {
  position: relative;
  overflow: hidden;
  margin-bottom: 16px;
  padding: 80px 58px;
  border-radius: var(--radius-panel);
  background-color: var(--color-white);
}

.section-panel--compact { padding: 44px 58px; }

.section-panel--dark {
  background-color: var(--color-black);
  color: var(--color-white);
}

/* Texture on dark panels so they do not read as flat black */
.section-panel--dark::before {
  content: "";
  position: absolute;
  inset: 0;
  pointer-events: none;
  background:
    radial-gradient(760px 380px at 78% -8%, rgba(255, 255, 255, 0.055), transparent 62%),
    radial-gradient(600px 340px at 8% 106%, rgba(255, 255, 255, 0.04), transparent 60%),
    repeating-linear-gradient(115deg, rgba(255, 255, 255, 0.019) 0 1px, transparent 1px 8px);
}

.section-panel > * { position: relative; z-index: 1; }


/* --- Section badge (the small label above every heading) ----------------- */
/* Light panel  -> black box, white text                                     */
/* Dark panel   -> white box, black text                                     */
.section-badge {
  display: inline-block;
  padding: 6px 14px;
  border-radius: var(--radius-badge);
  background-color: var(--color-black);
  color: var(--color-white);
  font-size: 10.5px;
  font-weight: 500;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  line-height: 1.5;
}

.section-panel--dark .section-badge {
  background-color: var(--color-white);
  color: var(--color-black);
}


/* --- Section headings --------------------------------------------------- */
.section-title {
  margin: 18px 0 14px;
  font-size: clamp(27px, 3.1vw, 41px);
  font-weight: 600;
  letter-spacing: -0.036em;
}

.section-description {
  max-width: 610px;
  color: var(--color-text-muted);
  font-size: 15.5px;
  font-weight: 300;
}

.section-panel--dark .section-description { color: var(--color-text-on-dark); }

.section-header { margin-bottom: 50px; }

.section-header--centered { text-align: center; }
.section-header--centered .section-description { margin-left: auto; margin-right: auto; }


/* --- Curved highlight underline ----------------------------------------- */
/* A thin, slightly curved brush stroke drawn under a word. It "draws in"    */
/* from left to right when the surrounding block scrolls into view.          */
.text-highlight {
  padding-bottom: 0.10em;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 200 16' preserveAspectRatio='none'%3E%3Cpath d='M3,11.5 C46,4.5 118,3.6 197,7.8' fill='none' stroke='%23FFC629' stroke-width='4' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: left bottom;
  background-size: 0% 0.36em;
  transition: background-size 0.85s var(--easing-standard) 0.3s;
}

.is-visible .text-highlight,
.reveal-on-scroll.is-visible .text-highlight { background-size: 100% 0.36em; }


/* --- Buttons ------------------------------------------------------------ */
/* primary       : solid black, white text                                   */
/* outline       : border only, fills black on hover                         */
/* light         : solid white, black text (for use on dark panels)          */
/* outline-light : white border, fills white on hover (for dark panels)      */
.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 9px;
  padding: 12px 22px;
  border: 1.5px solid transparent;
  border-radius: var(--radius-button);
  font-family: inherit;
  font-size: 14px;
  font-weight: 500;
  cursor: pointer;
  transition: background-color 0.2s, color 0.2s, border-color 0.2s,
              transform 0.18s, box-shadow 0.2s;
}

.button i { font-size: 16px; line-height: 1; }
.button:active { transform: scale(0.98); }

.button--primary {
  background-color: var(--color-black);
  border-color: var(--color-black);
  color: var(--color-white);
}
.button--primary:hover {
  background-color: var(--color-black-lighter);
  border-color: var(--color-black-lighter);
  color: var(--color-white);
  box-shadow: 0 12px 26px -16px rgba(0, 0, 0, 0.75);
}

.button--outline {
  background-color: transparent;
  border-color: var(--color-border);
  color: var(--color-black);
}
.button--outline:hover {
  background-color: var(--color-black);
  border-color: var(--color-black);
  color: var(--color-white);
}

.button--light {
  background-color: var(--color-white);
  border-color: var(--color-white);
  color: var(--color-black);
}
.button--light:hover {
  background-color: transparent;
  color: var(--color-white);
  border-color: var(--color-white);
}

.button--outline-light {
  background-color: transparent;
  border-color: rgba(255, 255, 255, 0.32);
  color: var(--color-white);
}
.button--outline-light:hover {
  background-color: var(--color-white);
  border-color: var(--color-white);
  color: var(--color-black);
}

.button--full-width { width: 100%; }
.button--small { padding: 9px 16px; font-size: 13px; }


/* ==========================================================================
   04. TOP BAR AND HEADER
   ========================================================================== */
.top-bar {
  padding: 10px 0;
  background-color: var(--color-black);
  color: var(--color-text-on-dark);
  font-size: 12px;
  font-weight: 300;
  letter-spacing: 0.012em;
}

.top-bar__inner {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 6px 20px;
}

.top-bar__notice {
  display: inline-flex;
  align-items: center;
  gap: 9px;
}

.top-bar__notice i { font-size: 14px; color: var(--color-white); }

.top-bar__contacts {
  display: inline-flex;
  align-items: center;
  gap: 22px;
}

.top-bar__contact-link {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  transition: color 0.18s;
}

.top-bar__contact-link:hover { color: var(--color-white); }

.top-bar__divider {
  width: 1px;
  height: 13px;
  background-color: var(--color-border-on-dark);
}


/* --- Sticky header ------------------------------------------------------ */
.site-header {
  position: sticky;
  top: 0;
  z-index: 1030;
  padding: 12px 0;
  transition: padding 0.3s var(--easing-standard);
}

.site-header::before {
  content: "";
  position: absolute;
  inset: 0;
  background-color: var(--color-page-background);
  opacity: 0;
  transition: opacity 0.3s;
}

.site-header.is-stuck { padding: 8px 0; }
.site-header.is-stuck::before { opacity: 1; }

.site-header__bar {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 66px;
  padding: 0 12px 0 24px;
  border-radius: 100px;
  background-color: var(--color-white);
  box-shadow: 0 2px 16px -10px rgba(0, 0, 0, 0.28);
  transition: box-shadow 0.3s, height 0.3s var(--easing-standard);
}

.site-header.is-stuck .site-header__bar {
  height: 60px;
  box-shadow: 0 12px 34px -20px rgba(0, 0, 0, 0.4);
}

.site-header__logo img { display: block; height: 30px; width: auto; }

.site-header__navigation { display: flex; align-items: center; gap: 26px; }

.site-header__nav-link {
  position: relative;
  padding: 5px 0;
  font-size: 13.5px;
  font-weight: 400;
  color: var(--color-black-soft);
}

.site-header__nav-link::after {
  content: "";
  position: absolute;
  left: 0;
  bottom: 0;
  width: 0;
  height: 2px;
  border-radius: 2px;
  background-color: var(--color-black);
  transition: width 0.28s var(--easing-standard);
}

.site-header__nav-link:hover::after { width: 100%; }

.site-header__actions { display: flex; align-items: center; gap: 10px; }

.site-header__phone { font-size: 13px; font-weight: 500; }
.site-header__phone i { color: var(--color-text-muted); }


/* --- Login dropdown ----------------------------------------------------- */
.dropdown-menu {
  min-width: 272px;
  padding: 8px;
  border: 1px solid var(--color-border);
  border-radius: 18px;
  box-shadow: 0 30px 60px -35px rgba(0, 0, 0, 0.45);
}

.portal-menu__heading {
  padding: 8px 12px 5px;
  font-size: 10px;
  font-weight: 600;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--color-text-faint);
}

.portal-menu__item {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 10px 12px;
  border-radius: 12px;
  transition: background-color 0.15s;
}

.portal-menu__item:hover { background-color: var(--color-surface-light); }

.portal-menu__icon {
  flex: 0 0 auto;
  display: grid;
  place-items: center;
  width: 34px;
  height: 34px;
  border-radius: 10px;
  background-color: var(--color-surface-light);
  font-size: 16px;
}

.portal-menu__name  { display: block; font-size: 13.5px; font-weight: 500; }
.portal-menu__note  { display: block; font-size: 11.5px; font-weight: 300; line-height: 1.4; color: var(--color-text-faint); }


/* --- Mobile off-canvas menu --------------------------------------------- */
.offcanvas { font-family: 'Poppins', sans-serif; }

.mobile-menu__link {
  display: block;
  padding: 14px 0;
  border-bottom: 1px solid var(--color-border);
  font-size: 15px;
  font-weight: 500;
}


/* ==========================================================================
   05. HERO SECTION
   ========================================================================== */
.hero { padding: 72px 58px 66px; }

.hero__title {
  margin: 20px 0 0;
  font-size: clamp(32px, 4.1vw, 50px);
  font-weight: 600;
  line-height: 1.08;
  letter-spacing: -0.042em;
}

.hero__title-light { font-weight: 300; color: var(--color-text-on-dark); }

.hero__description {
  max-width: 520px;
  margin: 22px 0 28px;
  font-size: 16px;
  font-weight: 300;
  color: var(--color-text-on-dark);
}

.hero__actions { display: flex; flex-wrap: wrap; gap: 12px; }

/* --- Hero video --------------------------------------------------------- */
.hero__video-frame {
  position: relative;
  margin-top: 34px;
  border-radius: 20px;
  overflow: hidden;
  background-color: var(--color-black-soft);
  border: 1px solid var(--color-border-on-dark);
}

.hero__video {
  display: block;
  width: 100%;
  height: auto;
  aspect-ratio: 16 / 9;
  object-fit: cover;
}

.hero__video-sound-toggle {
  position: absolute;
  right: 12px;
  bottom: 12px;
  display: grid;
  place-items: center;
  width: 38px;
  height: 38px;
  border: 0;
  border-radius: 50%;
  background-color: rgba(13, 13, 15, 0.62);
  backdrop-filter: blur(6px);
  color: var(--color-white);
  font-size: 15px;
  cursor: pointer;
  transition: background-color 0.2s;
}

.hero__video-sound-toggle:hover { background-color: var(--color-black); }

/* --- Hero milestones: always four across on desktop, 2x2 on phones ------- */
.hero__milestones {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 18px;
  margin-top: 36px;
  padding-top: 28px;
  border-top: 1px solid var(--color-border-on-dark);
}

.hero__milestone-value {
  font-size: 27px;
  font-weight: 600;
  line-height: 1.1;
  letter-spacing: -0.038em;
}

.hero__milestone-label {
  margin-top: 2px;
  font-size: 11.5px;
  font-weight: 300;
  color: var(--color-text-on-dark);
}


/* ==========================================================================
   05b. ENQUIRY FORM CARD
   ========================================================================== */
.enquiry-form-card {
  position: relative;
  padding: 22px 22px 24px;
  border-radius: 24px;
  background-color: var(--color-white);
  color: var(--color-black);
  box-shadow: 0 40px 80px -50px rgba(0, 0, 0, 0.85);
}

.enquiry-form-card__flag {
  position: absolute;
  top: -11px;
  left: 22px;
  padding: 5px 13px;
  border-radius: var(--radius-badge);
  background-color: var(--color-black);
  color: var(--color-white);
  font-size: 10px;
  font-weight: 500;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.enquiry-form-tabs {
  display: grid;
  grid-auto-flow: column;
  grid-auto-columns: 1fr;
  gap: 5px;
  margin: 10px 0 18px;
  padding: 4px;
  border-radius: 13px;
  background-color: var(--color-surface-light);
}

.enquiry-form-tab {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 11px 6px;
  border-radius: 10px;
  font-size: 11.5px;
  font-weight: 500;
  text-align: center;
  color: var(--color-text-muted);
  cursor: pointer;
  transition: background-color 0.22s var(--easing-standard), color 0.22s;
}

.enquiry-form-tab i { font-size: 15px; }

.enquiry-form-tab.is-active {
  background-color: var(--color-black);
  color: var(--color-white);
}

.enquiry-form__title { font-size: 19px; font-weight: 600; letter-spacing: -0.03em; }

.enquiry-form__subtitle {
  margin: 5px 0 14px;
  font-size: 12.5px;
  font-weight: 300;
  color: var(--color-text-muted);
}

.enquiry-form__live-counter {
  display: flex;
  align-items: center;
  gap: 9px;
  margin-bottom: 15px;
  padding: 8px 14px;
  border-radius: 100px;
  background-color: var(--color-surface-light);
  font-size: 11.5px;
  font-weight: 300;
  color: var(--color-text-muted);
}

.enquiry-form__live-counter b { font-weight: 500; color: var(--color-black); }

.enquiry-form__live-dot {
  flex: 0 0 auto;
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background-color: var(--color-black);
  animation: pulse-dot 2.2s infinite;
}

@keyframes pulse-dot {
  0%   { box-shadow: 0 0 0 0   rgba(13, 13, 15, 0.30); }
  70%  { box-shadow: 0 0 0 7px rgba(13, 13, 15, 0); }
  100% { box-shadow: 0 0 0 0   rgba(13, 13, 15, 0); }
}


/* --- Form fields -------------------------------------------------------- */
.form-field { margin-bottom: 11px; }

.form-field__label {
  display: block;
  margin-bottom: 5px;
  font-size: 11.5px;
  font-weight: 500;
  color: var(--color-black-soft);
}

.form-field__required { color: var(--color-text-faint); }

.form-input {
  width: 100%;
  padding: 11px 13px;
  border: 1px solid var(--color-border);
  border-radius: 11px;
  background-color: var(--color-surface-light);
  font-family: inherit;
  font-size: 13.5px;
  color: var(--color-black);
  outline: none;
  transition: border-color 0.18s, background-color 0.18s, box-shadow 0.18s;
}

.form-input::placeholder { color: var(--color-text-faint); font-weight: 300; }

.form-input:focus {
  border-color: var(--color-black);
  background-color: var(--color-white);
  box-shadow: 0 0 0 3px rgba(13, 13, 15, 0.06);
}

select.form-input {
  cursor: pointer;
  appearance: none;
  padding-right: 32px;
  background-repeat: no-repeat;
  background-position: right 12px center;
  background-size: 14px;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 16 16'%3E%3Cpath fill='%2366666F' d='M8 11L3 6h10z'/%3E%3C/svg%3E");
}

textarea.form-input { resize: vertical; min-height: 58px; }

.form-field__phone-group { display: flex; gap: 8px; }

.form-field__country-code {
  flex: 0 0 52px;
  display: grid;
  place-items: center;
  border: 1px solid var(--color-border);
  border-radius: 11px;
  background-color: var(--color-surface-light);
  font-size: 13.5px;
  font-weight: 500;
  color: var(--color-text-muted);
}

.form-consent {
  display: flex;
  align-items: flex-start;
  gap: 9px;
  margin: 12px 0 14px;
  font-size: 11px;
  font-weight: 300;
  line-height: 1.5;
  color: var(--color-text-muted);
  cursor: pointer;
}

.form-consent input {
  flex: 0 0 auto;
  width: 14px;
  height: 14px;
  margin-top: 2px;
  accent-color: var(--color-black);
}

.form-consent a { font-weight: 500; color: var(--color-black); text-decoration: underline; }

.enquiry-form__submit { width: 100%; padding: 13px; font-size: 14px; }

.enquiry-form__divider {
  display: flex;
  align-items: center;
  gap: 12px;
  margin: 12px 0;
  font-size: 11px;
  font-weight: 300;
  color: var(--color-text-faint);
}

.enquiry-form__divider::before,
.enquiry-form__divider::after {
  content: "";
  flex: 1;
  height: 1px;
  background-color: var(--color-border);
}

.enquiry-form__assurances {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  gap: 8px;
  margin-top: 14px;
  padding-top: 13px;
  border-top: 1px solid var(--color-border);
}

.enquiry-form__assurances span {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 10.5px;
  color: var(--color-text-muted);
}

.enquiry-form__assurances i { font-size: 13px; color: var(--color-black); }


/* --- Form panels + success state ---------------------------------------- */
.enquiry-form-panel { display: none; }
.enquiry-form-panel.is-active { display: block; animation: fade-up 0.35s var(--easing-standard); }

@keyframes fade-up {
  from { opacity: 0; transform: translateY(7px); }
  to   { opacity: 1; transform: none; }
}

.enquiry-form-success { display: none; padding: 26px 4px 10px; text-align: center; }
.enquiry-form-success.is-active { display: block; animation: fade-up 0.4s var(--easing-standard); }

.enquiry-form-success__tick {
  display: grid;
  place-items: center;
  width: 62px;
  height: 62px;
  margin: 0 auto 16px;
  border-radius: 50%;
  background-color: var(--color-positive-soft);
  color: var(--color-positive);
  font-size: 30px;
  animation: pop-in 0.5s cubic-bezier(0.2, 1.5, 0.4, 1);
}

@keyframes pop-in {
  0%   { opacity: 0; transform: scale(0.6); }
  100% { opacity: 1; transform: none; }
}

.enquiry-form-success h3 { font-size: 19px; font-weight: 600; }

.enquiry-form-success__message {
  max-width: 330px;
  margin: 10px auto 0;
  font-size: 13px;
  font-weight: 300;
  color: var(--color-text-muted);
}

.enquiry-form-success__routing {
  max-width: 350px;
  margin: 16px auto 0;
  padding: 12px 14px;
  border-radius: 12px;
  background-color: var(--color-surface-light);
  font-size: 11.5px;
  font-weight: 300;
  line-height: 1.55;
  text-align: left;
  color: var(--color-text-muted);
}

.enquiry-form-success__routing b { font-weight: 500; color: var(--color-black); }


/* ==========================================================================
   06. TRUST MARQUEE
   ========================================================================== */
.trust-marquee {
  overflow: hidden;
  -webkit-mask-image: linear-gradient(90deg, transparent, #000 8%, #000 92%, transparent);
          mask-image: linear-gradient(90deg, transparent, #000 8%, #000 92%, transparent);
}

.trust-marquee__track {
  display: flex;
  gap: 52px;
  width: max-content;
  animation: marquee-scroll 34s linear infinite;
}

.trust-marquee:hover .trust-marquee__track { animation-play-state: paused; }

@keyframes marquee-scroll { to { transform: translateX(-50%); } }

.trust-marquee__item {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  white-space: nowrap;
  font-size: 13.5px;
  font-weight: 300;
  color: var(--color-text-muted);
}

.trust-marquee__item b { font-weight: 500; color: var(--color-black); }
.trust-marquee__item i { font-size: 17px; color: var(--color-black); }


/* ==========================================================================
   07. DISPUTE CATEGORY CARDS
   ========================================================================== */
.dispute-category-card {
  display: block;
  height: 100%;
  padding: 26px 24px;
  border: 1px solid transparent;
  border-radius: var(--radius-card);
  background-color: var(--color-surface-light);
  transition: background-color 0.28s var(--easing-standard), border-color 0.28s,
              transform 0.28s var(--easing-standard), box-shadow 0.28s;
}

.dispute-category-card__icon {
  display: grid;
  place-items: center;
  width: 48px;
  height: 48px;
  margin-bottom: 16px;
  border: 1px solid var(--color-border);
  border-radius: 14px;
  background-color: var(--color-white);
  font-size: 21px;
  transition: all 0.28s var(--easing-standard);
}

.dispute-category-card__title { font-size: 16.5px; font-weight: 600; }

.dispute-category-card__description {
  margin-top: 6px;
  font-size: 13px;
  font-weight: 300;
  color: var(--color-text-muted);
}

.dispute-category-card__link {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  margin-top: 14px;
  font-size: 12.5px;
  font-weight: 500;
  opacity: 0;
  transform: translateX(-6px);
  transition: opacity 0.28s var(--easing-standard), transform 0.28s var(--easing-standard);
}

.dispute-category-card:hover {
  background-color: var(--color-white);
  border-color: var(--color-border);
  transform: translateY(-5px);
  box-shadow: 0 26px 50px -34px rgba(0, 0, 0, 0.45);
}

.dispute-category-card:hover .dispute-category-card__icon {
  background-color: var(--color-black);
  border-color: var(--color-black);
  color: var(--color-white);
  transform: rotate(-6deg);
}

.dispute-category-card:hover .dispute-category-card__link { opacity: 1; transform: none; }


/* --------------------------------------------------------------------------
   07b. AUDIENCE CARDS — the two ways to work with us
   -------------------------------------------------------------------------- */
.audience-card {
  position: relative;
  overflow: hidden;
  height: 100%;
  padding: 34px 30px;
  border-radius: 22px;
  background-color: var(--color-surface-light);
  transition: transform 0.28s var(--easing-standard), box-shadow 0.28s;
}

.audience-card:hover {
  transform: translateY(-5px);
  box-shadow: 0 26px 50px -34px rgba(0, 0, 0, 0.45);
}

.audience-card--dark {
  background-color: var(--color-black);
  color: var(--color-white);
}

.audience-card__icon {
  display: grid;
  place-items: center;
  width: 54px;
  height: 54px;
  margin-bottom: 20px;
  border-radius: 16px;
  background-color: var(--color-white);
  color: var(--color-black);
  font-size: 24px;
}

.audience-card--dark .audience-card__icon {
  background-color: var(--color-white);
  color: var(--color-black);
}

.audience-card__title { font-size: 22px; font-weight: 600; letter-spacing: -0.03em; }

.audience-card__description {
  margin-top: 10px;
  font-size: 14px;
  font-weight: 300;
  color: var(--color-text-muted);
}

.audience-card--dark .audience-card__description { color: var(--color-text-on-dark); }

.audience-card__points {
  display: grid;
  gap: 10px;
  margin: 22px 0 26px;
  padding-top: 20px;
  border-top: 1px solid var(--color-border);
}

.audience-card--dark .audience-card__points { border-color: var(--color-border-on-dark); }

.audience-card__points li {
  display: flex;
  align-items: flex-start;
  gap: 11px;
  font-size: 13.5px;
  font-weight: 300;
}

.audience-card__points i {
  flex: 0 0 auto;
  margin-top: 2px;
  font-size: 15px;
  color: var(--color-positive);
}


/* ==========================================================================
   08. APPLICATION TRACKER (same component, used for empanelment status)
   ========================================================================== */
.case-tracker {
  padding: 32px 30px;
  border-radius: 24px;
  background-color: var(--color-surface-light);
}

.case-tracker__search { display: flex; flex-wrap: wrap; gap: 10px; }

.case-tracker__search .form-input {
  flex: 1;
  min-width: 190px;
  background-color: var(--color-white);
}

.case-tracker__stages {
  position: relative;
  display: flex;
  align-items: flex-start;
  margin-top: 32px;
}

.case-tracker__rail {
  position: absolute;
  left: 20px;
  right: 20px;
  top: 19px;
  height: 2px;
  background-color: var(--color-border);
}

.case-tracker__rail-progress {
  position: absolute;
  left: 20px;
  top: 19px;
  width: 0;
  height: 2px;
  background-color: var(--color-black);
  transition: width 0.55s var(--easing-standard);
}

.case-tracker__stage {
  position: relative;
  z-index: 1;
  flex: 1;
  text-align: center;
}

.case-tracker__stage-dot {
  display: grid;
  place-items: center;
  width: 40px;
  height: 40px;
  margin: 0 auto 10px;
  border: 2px solid var(--color-border);
  border-radius: 50%;
  background-color: var(--color-white);
  font-size: 15px;
  color: var(--color-text-faint);
  transition: background-color 0.4s var(--easing-standard),
              border-color 0.4s, color 0.4s, box-shadow 0.4s, transform 0.4s;
}

.case-tracker__stage-label {
  font-size: 11.5px;
  font-weight: 400;
  color: var(--color-text-faint);
  transition: color 0.4s;
}

.case-tracker__stage.is-complete .case-tracker__stage-dot {
  background-color: var(--color-black);
  border-color: var(--color-black);
  color: var(--color-white);
}

.case-tracker__stage.is-complete .case-tracker__stage-label {
  color: var(--color-black);
  font-weight: 500;
}

.case-tracker__stage.is-current .case-tracker__stage-dot {
  background-color: var(--color-white);
  border-color: var(--color-black);
  color: var(--color-black);
  transform: scale(1.12);
  box-shadow: 0 0 0 6px rgba(13, 13, 15, 0.08);
}

.case-tracker__stage.is-current .case-tracker__stage-label {
  color: var(--color-black);
  font-weight: 500;
}

.case-tracker__result {
  display: none;
  margin-top: 26px;
  padding: 16px 18px;
  border-radius: 14px;
  background-color: var(--color-white);
  font-size: 13px;
  font-weight: 300;
  color: var(--color-text-muted);
}

.case-tracker__result.is-visible { display: block; animation: fade-up 0.35s var(--easing-standard); }
.case-tracker__result b { font-weight: 500; color: var(--color-black); }

.case-tracker__hint { margin-top: 4px; font-size: 11.5px; }


/* ==========================================================================
   09. COMPARISON CARDS
   ========================================================================== */
.comparison-card {
  position: relative;
  overflow: hidden;
  height: 100%;
  padding: 32px 28px;
  border-radius: 22px;
}

.comparison-card--positive {
  background-color: var(--color-black);
  color: var(--color-white);
}

.comparison-card--negative {
  background-color: var(--color-surface-light);
  color: var(--color-black);
}

.comparison-card > * { position: relative; z-index: 1; }

.comparison-card__header {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 22px;
}

.comparison-card__icon {
  flex: 0 0 auto;
  display: grid;
  place-items: center;
  width: 40px;
  height: 40px;
  border-radius: 12px;
  font-size: 18px;
}

.comparison-card--positive .comparison-card__icon {
  background-color: var(--color-positive);
  color: var(--color-white);
}

.comparison-card--negative .comparison-card__icon {
  background-color: var(--color-negative-soft);
  color: var(--color-negative);
}

.comparison-card__title { font-size: 17.5px; font-weight: 600; }

.comparison-card__subtitle {
  display: block;
  font-size: 11.5px;
  font-weight: 300;
  color: var(--color-text-on-dark);
}

.comparison-card--negative .comparison-card__subtitle { color: var(--color-text-faint); }

.comparison-card__item {
  display: flex;
  gap: 12px;
  padding: 11px 0;
  border-top: 1px solid var(--color-border);
  font-size: 13.5px;
  font-weight: 300;
}

.comparison-card--positive .comparison-card__item {
  border-color: var(--color-border-on-dark);
  color: var(--color-text-on-dark);
}

.comparison-card__item i { flex: 0 0 auto; margin-top: 2px; font-size: 15px; }

.comparison-card--positive .comparison-card__item i { color: var(--color-positive); }
.comparison-card--negative .comparison-card__item i { color: var(--color-negative); }

.comparison-card--positive .comparison-card__item b { font-weight: 500; color: var(--color-white); }
.comparison-card--negative .comparison-card__item b { font-weight: 500; color: var(--color-black); }


/* ==========================================================================
   10. PROCESS STEPS
   ========================================================================== */
.process-step-list { position: relative; }

.process-step-list__rail {
  position: absolute;
  left: 23px;
  top: 34px;
  bottom: 34px;
  width: 2px;
  background-color: var(--color-border);
}

.process-step-list__rail-progress {
  position: absolute;
  left: 23px;
  top: 34px;
  width: 2px;
  height: 0;
  background-color: var(--color-black);
  transition: height 1.1s var(--easing-standard);
}

.process-step {
  position: relative;
  display: grid;
  grid-template-columns: 56px 1fr;
  gap: 22px;
  padding: 22px 0;
}

.process-step__number {
  position: relative;
  z-index: 1;
  display: grid;
  place-items: center;
  width: 48px;
  height: 48px;
  border-radius: 15px;
  background-color: var(--color-surface-light);
  font-size: 14px;
  font-weight: 600;
  transition: background-color 0.3s var(--easing-standard), color 0.3s,
              transform 0.3s var(--easing-standard);
}

.process-step:hover .process-step__number {
  background-color: var(--color-black);
  color: var(--color-white);
  transform: scale(1.06);
}

.process-step--payment .process-step__number {
  background-color: var(--color-black);
  color: var(--color-white);
  font-size: 20px;
}

.process-step__title {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 10px;
  font-size: 17.5px;
  font-weight: 600;
}

.process-step__description {
  margin-top: 5px;
  font-size: 13.5px;
  font-weight: 300;
  color: var(--color-text-muted);
}

.process-step__tag {
  padding: 4px 11px;
  border-radius: var(--radius-badge);
  background-color: var(--color-surface-light);
  font-size: 10px;
  font-weight: 500;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--color-text-muted);
}

.process-step__tag--emphasis {
  background-color: var(--color-black);
  color: var(--color-white);
}

.process-step__refund-note {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  margin-top: 11px;
  padding: 7px 14px;
  border-radius: 100px;
  background-color: var(--color-surface-light);
  font-size: 12px;
  color: var(--color-text-muted);
}

.process-step__refund-note i { color: var(--color-positive); }

.process-disclaimer {
  margin-top: 26px;
  padding: 16px 20px;
  border-radius: var(--radius-card);
  background-color: var(--color-surface-light);
  font-size: 12.5px;
  font-weight: 300;
  color: var(--color-text-muted);
}

.process-disclaimer b { font-weight: 500; color: var(--color-black); }
.process-disclaimer i { margin-right: 7px; color: var(--color-black); }


/* ==========================================================================
   11. MEDIATOR CARDS
   ========================================================================== */
.mediator-card {
  height: 100%;
  padding: 26px 22px;
  border-radius: var(--radius-card);
  background-color: var(--color-surface-light);
  text-align: center;
  transition: transform 0.28s var(--easing-standard), background-color 0.28s, box-shadow 0.28s;
}

.mediator-card:hover {
  transform: translateY(-5px);
  background-color: var(--color-white);
  box-shadow: 0 26px 50px -36px rgba(0, 0, 0, 0.45);
}

.mediator-card__avatar {
  position: relative;
  display: grid;
  place-items: center;
  width: 66px;
  height: 66px;
  margin: 0 auto 14px;
  border-radius: 50%;
  background-color: var(--color-black);
  color: var(--color-white);
  font-size: 21px;
  font-weight: 500;
}

.mediator-card__verified {
  position: absolute;
  right: 1px;
  bottom: 1px;
  display: grid;
  place-items: center;
  width: 20px;
  height: 20px;
  border: 3px solid var(--color-surface-light);
  border-radius: 50%;
  background-color: var(--color-positive);
  color: var(--color-white);
  font-size: 9px;
  transition: border-color 0.28s;
}

.mediator-card:hover .mediator-card__verified { border-color: var(--color-white); }

.mediator-card__name { font-size: 15.5px; font-weight: 600; }

.mediator-card__role {
  margin-top: 2px;
  font-size: 11.5px;
  font-weight: 300;
  color: var(--color-text-faint);
}

.mediator-card__stats {
  display: flex;
  justify-content: center;
  gap: 16px;
  margin-top: 14px;
  padding-top: 14px;
  border-top: 1px solid var(--color-border);
}

.mediator-card__stats div { font-size: 11px; font-weight: 300; color: var(--color-text-faint); }
.mediator-card__stats b { display: block; font-size: 14px; font-weight: 600; color: var(--color-black); }

.mediator-card__languages {
  margin-top: 12px;
  font-size: 11px;
  font-weight: 300;
  color: var(--color-text-muted);
}


/* ==========================================================================
   12. DASHBOARD CARDS
   ========================================================================== */
.dashboard-step-card {
  height: 100%;
  padding: 28px 26px;
  border-radius: var(--radius-card);
  background-color: var(--color-surface-light);
  transition: transform 0.28s var(--easing-standard), background-color 0.28s, box-shadow 0.28s;
}

.dashboard-step-card:hover {
  transform: translateY(-5px);
  background-color: var(--color-white);
  box-shadow: 0 26px 50px -36px rgba(0, 0, 0, 0.45);
}

.dashboard-step-card__step {
  font-size: 10.5px;
  font-weight: 500;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--color-text-faint);
}

.dashboard-step-card__icon {
  display: grid;
  place-items: center;
  width: 48px;
  height: 48px;
  margin: 16px 0;
  border-radius: 14px;
  background-color: var(--color-black);
  color: var(--color-white);
  font-size: 21px;
}

.dashboard-step-card__title { font-size: 17px; font-weight: 600; }

.dashboard-step-card__description {
  margin-top: 6px;
  font-size: 13px;
  font-weight: 300;
  color: var(--color-text-muted);
}


/* ==========================================================================
   13. PRICING PLANS
   ========================================================================== */
.pricing-plan {
  position: relative;
  display: flex;
  flex-direction: column;
  height: 100%;
  padding: 30px 24px;
  border: 1px solid transparent;
  border-radius: 22px;
  background-color: var(--color-surface-light);
  transition: transform 0.28s var(--easing-standard), background-color 0.28s,
              border-color 0.28s, box-shadow 0.28s;
}

.pricing-plan:hover {
  transform: translateY(-6px);
  background-color: var(--color-white);
  border-color: var(--color-border);
  box-shadow: 0 26px 50px -36px rgba(0, 0, 0, 0.45);
}

.pricing-plan--featured {
  background-color: var(--color-black);
  border-color: var(--color-black);
  color: var(--color-white);
}

.pricing-plan--featured:hover {
  background-color: var(--color-black-soft);
  border-color: var(--color-black-soft);
}

.pricing-plan__name {
  font-size: 10.5px;
  font-weight: 500;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--color-text-faint);
}

.pricing-plan--featured .pricing-plan__name { color: var(--color-white); }

.pricing-plan__price {
  margin: 12px 0 2px;
  font-size: 33px;
  font-weight: 600;
  letter-spacing: -0.042em;
}

.pricing-plan__range { font-size: 12px; font-weight: 300; color: var(--color-text-muted); }
.pricing-plan--featured .pricing-plan__range { color: var(--color-text-on-dark); }

.pricing-plan__features {
  display: grid;
  gap: 10px;
  margin-top: 20px;
  padding-top: 18px;
  border-top: 1px solid var(--color-border);
}

.pricing-plan--featured .pricing-plan__features { border-color: var(--color-border-on-dark); }

.pricing-plan__features li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 12.5px;
  font-weight: 300;
}

.pricing-plan__features i {
  flex: 0 0 auto;
  margin-top: 2px;
  font-size: 14px;
  color: var(--color-positive);
}

.pricing-plan__badge {
  position: absolute;
  top: -10px;
  right: 20px;
  padding: 5px 12px;
  border-radius: var(--radius-badge);
  background-color: var(--color-white);
  color: var(--color-black);
  font-size: 9.5px;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.pricing-note {
  max-width: 760px;
  margin: 28px auto 0;
  font-size: 12px;
  font-weight: 300;
  text-align: center;
  color: var(--color-text-muted);
}


/* ==========================================================================
   14. COMPLIANCE CARDS (on dark panel)
   ========================================================================== */
.compliance-card {
  height: 100%;
  padding: 26px 22px;
  border: 1px solid var(--color-border-on-dark);
  border-radius: var(--radius-card);
  background-color: rgba(255, 255, 255, 0.045);
  transition: background-color 0.28s, transform 0.28s var(--easing-standard);
}

.compliance-card:hover {
  background-color: rgba(255, 255, 255, 0.09);
  transform: translateY(-4px);
}

.compliance-card__icon {
  display: grid;
  place-items: center;
  width: 44px;
  height: 44px;
  margin-bottom: 16px;
  border-radius: 13px;
  background-color: var(--color-white);
  color: var(--color-black);
  font-size: 19px;
}

.compliance-card__title { font-size: 15.5px; font-weight: 600; color: var(--color-white); }

.compliance-card__description {
  margin-top: 6px;
  font-size: 12.5px;
  font-weight: 300;
  color: var(--color-text-on-dark);
}


/* ==========================================================================
   15. LENDER SECTION
   ========================================================================== */
.lender-stat { padding-left: 18px; border-left: 2px solid var(--color-white); }
.lender-stat__value { font-size: 27px; font-weight: 600; letter-spacing: -0.038em; }
.lender-stat__label { font-size: 12px; font-weight: 300; color: var(--color-text-on-dark); }


/* ==========================================================================
   16. ROUTING CARDS
   ========================================================================== */
.routing-card {
  height: 100%;
  padding: 26px 24px;
  border-radius: var(--radius-card);
  background-color: var(--color-surface-light);
  transition: background-color 0.28s, box-shadow 0.28s, transform 0.28s var(--easing-standard);
}

.routing-card:hover {
  background-color: var(--color-white);
  transform: translateY(-4px);
  box-shadow: 0 26px 50px -36px rgba(0, 0, 0, 0.45);
}

.routing-card__icon {
  display: grid;
  place-items: center;
  width: 46px;
  height: 46px;
  margin-bottom: 16px;
  border: 1px solid var(--color-border);
  border-radius: 13px;
  background-color: var(--color-white);
  font-size: 20px;
}

.routing-card__title { margin-bottom: 14px; font-size: 16.5px; font-weight: 600; }

.routing-card__steps { counter-reset: routing-step; display: grid; gap: 10px; }

.routing-card__steps li {
  counter-increment: routing-step;
  position: relative;
  padding-left: 28px;
  font-size: 12.5px;
  font-weight: 300;
  line-height: 1.55;
  color: var(--color-text-muted);
}

.routing-card__steps li::before {
  content: counter(routing-step);
  position: absolute;
  left: 0;
  top: 1px;
  display: grid;
  place-items: center;
  width: 19px;
  height: 19px;
  border-radius: 50%;
  background-color: var(--color-black);
  color: var(--color-white);
  font-size: 10px;
  font-weight: 500;
}

.routing-card__steps li b { font-weight: 500; color: var(--color-black); }

.routing-card__destination {
  display: flex;
  align-items: center;
  gap: 8px;
  margin-top: 18px;
  padding-top: 14px;
  border-top: 1px solid var(--color-border);
  font-size: 11px;
  font-weight: 500;
}


/* ==========================================================================
   17. TESTIMONIALS
   ========================================================================== */
.testimonial-card {
  position: relative;
  height: 100%;
  padding: 28px 24px;
  border-radius: var(--radius-card);
  background-color: var(--color-surface-light);
  transition: background-color 0.28s, transform 0.28s var(--easing-standard), box-shadow 0.28s;
}

.testimonial-card:hover {
  background-color: var(--color-white);
  transform: translateY(-4px);
  box-shadow: 0 26px 50px -36px rgba(0, 0, 0, 0.45);
}

.testimonial-card__rating {
  margin-bottom: 12px;
  font-size: 13px;
  letter-spacing: 1.5px;
  color: var(--color-accent-yellow);
}

.testimonial-card__quote {
  position: relative;
  font-size: 13.5px;
  font-weight: 300;
  line-height: 1.72;
  color: var(--color-black-soft);
}

.testimonial-card__person {
  display: flex;
  align-items: center;
  gap: 11px;
  margin-top: 18px;
  padding-top: 16px;
  border-top: 1px solid var(--color-border);
}

.testimonial-card__initials {
  flex: 0 0 auto;
  display: grid;
  place-items: center;
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background-color: var(--color-black);
  color: var(--color-white);
  font-size: 14px;
  font-weight: 500;
}

.testimonial-card__name { display: block; font-size: 13px; font-weight: 500; }
.testimonial-card__meta { display: block; font-size: 11.5px; font-weight: 300; color: var(--color-text-faint); }


/* ==========================================================================
   18. COVERAGE MAP
   ========================================================================== */
.coverage-map { position: relative; }

.coverage-map__svg { display: block; width: 100%; height: auto; }

.coverage-map__dots circle { fill: #DCDCE0; }

.coverage-map__link {
  fill: none;
  stroke: var(--color-accent-yellow);
  stroke-width: 1.8;
  stroke-linecap: round;
  stroke-dasharray: 900;
  stroke-dashoffset: 900;
}

/* Lines draw themselves outward from Jaipur, one after another */
.coverage-map.is-visible .coverage-map__link {
  animation: draw-link 1.5s var(--easing-standard) forwards;
  animation-delay: calc(var(--link-order) * 0.13s + 0.2s);
}

@keyframes draw-link { to { stroke-dashoffset: 0; } }

.coverage-map__city-halo {
  fill: var(--color-accent-yellow);
  opacity: 0;
  transform-box: fill-box;
  transform-origin: center;
}

.coverage-map.is-visible .coverage-map__city-halo {
  animation: halo-pulse 2.6s ease-out infinite;
  animation-delay: calc(var(--city-order) * 0.13s + 0.9s);
}

@keyframes halo-pulse {
  0%   { opacity: 0.45; transform: scale(0.5); }
  70%  { opacity: 0;    transform: scale(1.6); }
  100% { opacity: 0;    transform: scale(1.6); }
}

.coverage-map__city-dot {
  fill: var(--color-black);
  opacity: 0;
  transition: opacity 0.5s var(--easing-standard);
  transition-delay: calc(var(--city-order) * 0.13s + 0.4s);
}

.coverage-map.is-visible .coverage-map__city-dot { opacity: 1; }

.coverage-map__city--hub .coverage-map__city-dot { fill: var(--color-black); }

.coverage-map__city-label {
  font-family: 'Poppins', sans-serif;
  font-size: 13px;
  font-weight: 500;
  fill: var(--color-black);
  opacity: 0;
  transition: opacity 0.5s var(--easing-standard);
  transition-delay: calc(var(--city-order) * 0.13s + 0.55s);
}

.coverage-map.is-visible .coverage-map__city-label { opacity: 1; }

.coverage-map__city:hover .coverage-map__city-dot { fill: var(--color-accent-yellow); }

/* Coverage numbers next to the map */
.coverage-stat { padding-left: 18px; border-left: 2px solid var(--color-black); }
.coverage-stat__value { font-size: 27px; font-weight: 600; letter-spacing: -0.038em; }
.coverage-stat__label { font-size: 12px; font-weight: 300; color: var(--color-text-muted); }

/* City chips */
.city-chip-list { display: flex; flex-wrap: wrap; gap: 9px; }

.city-chip {
  padding: 9px 17px;
  border: 1px solid var(--color-border);
  border-radius: 100px;
  background-color: var(--color-surface-light);
  font-size: 13px;
  font-weight: 400;
  transition: background-color 0.22s, color 0.22s, border-color 0.22s,
              transform 0.22s var(--easing-standard);
}

.city-chip:hover {
  background-color: var(--color-black);
  border-color: var(--color-black);
  color: var(--color-white);
  transform: translateY(-2px);
}

.city-chip--muted {
  background-color: transparent;
  color: var(--color-text-muted);
  font-weight: 300;
}


/* ==========================================================================
   19. BLOG CARDS
   ========================================================================== */
.blog-post-card {
  display: block;
  overflow: hidden;
  height: 100%;
  border-radius: var(--radius-card);
  background-color: var(--color-surface-light);
  transition: background-color 0.28s, transform 0.28s var(--easing-standard), box-shadow 0.28s;
}

.blog-post-card:hover {
  background-color: var(--color-white);
  transform: translateY(-5px);
  box-shadow: 0 26px 50px -36px rgba(0, 0, 0, 0.45);
}

.blog-post-card__thumbnail {
  position: relative;
  display: grid;
  place-items: center;
  overflow: hidden;
  height: 150px;
  background-color: var(--color-black);
}

.blog-post-card__thumbnail::after {
  content: "";
  position: absolute;
  inset: 0;
  background: repeating-linear-gradient(135deg, rgba(255, 255, 255, 0.03) 0 1px, transparent 1px 10px);
}

.blog-post-card__thumbnail i {
  position: relative;
  z-index: 1;
  font-size: 38px;
  color: var(--color-white);
  transition: transform 0.4s var(--easing-standard);
}

.blog-post-card:hover .blog-post-card__thumbnail i { transform: scale(1.14) rotate(-6deg); }

.blog-post-card__body { padding: 22px; }

.blog-post-card__category {
  font-size: 10.5px;
  font-weight: 500;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--color-text-faint);
}

.blog-post-card__title {
  margin: 9px 0 8px;
  font-size: 15.5px;
  font-weight: 600;
  line-height: 1.4;
}

.blog-post-card__excerpt { font-size: 12.5px; font-weight: 300; color: var(--color-text-muted); }

.blog-post-card__link {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  margin-top: 14px;
  font-size: 12px;
  font-weight: 500;
}


/* ==========================================================================
   20. FAQ
   ========================================================================== */
.faq-list .accordion-item {
  border: 0;
  border-bottom: 1px solid var(--color-border);
  background-color: transparent;
}

.faq-list .accordion-item:first-child { border-top: 1px solid var(--color-border); }

.faq-list .accordion-button {
  padding: 22px 0;
  background-color: transparent;
  box-shadow: none;
  font-family: inherit;
  font-size: 15.5px;
  font-weight: 500;
  letter-spacing: -0.02em;
  color: var(--color-black);
}

.faq-list .accordion-button:not(.collapsed) { background-color: transparent; color: var(--color-black); }
.faq-list .accordion-button::after { display: none; }
.faq-list .accordion-button:focus { box-shadow: none; }

.faq-list__toggle-icon {
  flex: 0 0 auto;
  display: grid;
  place-items: center;
  width: 30px;
  height: 30px;
  margin-left: auto;
  border-radius: 50%;
  background-color: var(--color-surface-light);
  font-size: 14px;
  transition: transform 0.3s var(--easing-standard), background-color 0.3s, color 0.3s;
}

.faq-list .accordion-button:not(.collapsed) .faq-list__toggle-icon {
  transform: rotate(135deg);
  background-color: var(--color-black);
  color: var(--color-white);
}

.faq-list .accordion-body {
  padding: 0 48px 24px 0;
  font-size: 13.5px;
  font-weight: 300;
  color: var(--color-text-muted);
}


/* ==========================================================================
   21. CALL TO ACTION + FOOTER
   ========================================================================== */
.call-to-action { padding: 78px 40px; text-align: center; }

.call-to-action__title {
  font-size: clamp(26px, 3.3vw, 41px);
  font-weight: 600;
  letter-spacing: -0.036em;
}

.call-to-action__description {
  max-width: 450px;
  margin: 14px auto 28px;
  font-weight: 300;
  color: var(--color-text-on-dark);
}

.site-footer {
  position: relative;
  overflow: hidden;
  margin-bottom: 16px;
  padding: 58px 58px 28px;
  border-radius: var(--radius-panel);
  background-color: var(--color-black);
  color: var(--color-text-on-dark);
  font-weight: 300;
}

.site-footer::before {
  content: "";
  position: absolute;
  inset: 0;
  pointer-events: none;
  background: repeating-linear-gradient(115deg, rgba(255, 255, 255, 0.018) 0 1px, transparent 1px 9px);
}

.site-footer > * { position: relative; z-index: 1; }

.site-footer__logo img { display: block; height: 40px; width: auto; }

.site-footer__tagline { max-width: 300px; margin-top: 16px; font-size: 13px; }

.site-footer__column-title {
  margin-bottom: 16px;
  font-size: 11px;
  font-weight: 500;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--color-white);
}

.site-footer__link {
  display: block;
  padding: 5px 0;
  font-size: 13px;
  color: var(--color-text-on-dark);
  transition: color 0.18s, padding-left 0.18s;
}

.site-footer__link:hover { color: var(--color-white); padding-left: 4px; }

.site-footer__social { display: flex; gap: 8px; margin-top: 24px; }

.site-footer__social a {
  display: grid;
  place-items: center;
  width: 38px;
  height: 38px;
  border: 1px solid var(--color-border-on-dark);
  border-radius: 11px;
  font-size: 15px;
  color: var(--color-text-on-dark);
  transition: background-color 0.2s, border-color 0.2s, color 0.2s;
}

.site-footer__social a:hover {
  background-color: var(--color-white);
  border-color: var(--color-white);
  color: var(--color-black);
}

.site-footer__legal {
  margin-top: 42px;
  padding-top: 20px;
  border-top: 1px solid var(--color-border-on-dark);
  font-size: 11.5px;
  line-height: 1.7;
  color: #6C6C76;
}


/* ==========================================================================
   22. FLOATING HELPERS
   ========================================================================== */
.mobile-action-bar {
  position: fixed;
  left: 0;
  right: 0;
  bottom: 0;
  z-index: 1040;
  display: none;
  gap: 9px;
  padding: 10px 14px calc(10px + env(safe-area-inset-bottom));
  border-top: 1px solid var(--color-border);
  background-color: var(--color-white);
  box-shadow: 0 -8px 26px -20px rgba(0, 0, 0, 0.5);
}

.mobile-action-bar .button { flex: 1; }

.back-to-top {
  position: fixed;
  right: 20px;
  bottom: 20px;
  z-index: 1035;
  display: grid;
  place-items: center;
  width: 44px;
  height: 44px;
  border: 0;
  border-radius: 50%;
  background-color: var(--color-black);
  color: var(--color-white);
  font-size: 18px;
  opacity: 0;
  pointer-events: none;
  transform: translateY(10px);
  transition: all 0.3s var(--easing-standard);
}

.back-to-top.is-visible { opacity: 1; pointer-events: auto; transform: none; }
.back-to-top:hover { background-color: var(--color-white); color: var(--color-black); box-shadow: 0 0 0 1.5px var(--color-black); }


/* ==========================================================================
   23. MOBILE SLIDER
   On desktop this is a plain grid. On phones it becomes a swipeable
   horizontal track with pagination dots. Add data-mobile-slider to enable.
   ========================================================================== */
.mobile-slider__track {
  display: grid;
  grid-template-columns: repeat(var(--slider-columns, 3), 1fr);
  gap: 16px;
}

.mobile-slider__dots { display: none; }


/* ==========================================================================
   24. SCROLL REVEAL
   ========================================================================== */
.reveal-on-scroll {
  opacity: 0;
  transform: translateY(22px);
  transition: opacity 0.8s var(--easing-standard), transform 0.8s var(--easing-standard);
  transition-delay: var(--reveal-delay, 0s);
}

.reveal-on-scroll.is-visible { opacity: 1; transform: none; }


/* ==========================================================================
   25. RESPONSIVE BREAKPOINTS
   ========================================================================== */

/* --- Large tablets ------------------------------------------------------ */
@media (max-width: 1199px) {
  .mobile-slider__track { --slider-columns: 2; }
}

/* --- Tablets and below -------------------------------------------------- */
@media (max-width: 991px) {
  .section-panel { padding: 54px 26px; border-radius: 26px; }
  .section-panel--compact { padding: 34px 26px; }
  .hero { padding: 50px 26px 48px; }
  .site-footer { padding: 46px 26px 24px; border-radius: 26px; }

  .site-header__navigation { display: none; }

  /* Case tracker becomes a 2-per-row grid, rail hidden */
  .case-tracker__stages { flex-wrap: wrap; gap: 20px; }
  .case-tracker__rail,
  .case-tracker__rail-progress { display: none; }
  .case-tracker__stage { flex: 0 0 calc(50% - 10px); }

  /* Mobile action bar takes over from the header CTA */
  .mobile-action-bar { display: flex; }
  body { padding-bottom: 70px; }
  .back-to-top { bottom: 78px; }
}

/* --- Phones ------------------------------------------------------------- */
@media (max-width: 767px) {
  /* Turn every marked grid into a swipeable slider */
  .mobile-slider__track {
    display: flex;
    gap: 14px;
    overflow-x: auto;
    scroll-snap-type: x mandatory;
    scroll-padding: 0 20px;
    padding-bottom: 4px;
    margin: 0 -20px;
    padding-left: 20px;
    padding-right: 20px;
    -ms-overflow-style: none;
    scrollbar-width: none;
  }

  .mobile-slider__track::-webkit-scrollbar { display: none; }

  .mobile-slider__slide {
    flex: 0 0 86%;
    scroll-snap-align: center;
  }

  .mobile-slider__dots {
    display: flex;
    justify-content: center;
    gap: 7px;
    margin-top: 20px;
  }

  .mobile-slider__dot {
    width: 7px;
    height: 7px;
    padding: 0;
    border: 0;
    border-radius: 50%;
    background-color: var(--color-border);
    cursor: pointer;
    transition: width 0.28s var(--easing-standard), background-color 0.28s;
  }

  .mobile-slider__dot.is-active {
    width: 22px;
    border-radius: 4px;
    background-color: var(--color-black);
  }
}

/* --- Small phones ------------------------------------------------------- */
@media (max-width: 575px) {
  body { font-size: 14.5px; }

  .section-panel { padding: 40px 20px; border-radius: 22px; }
  .hero { padding: 38px 20px 40px; }
  .call-to-action { padding: 50px 22px; }
  .site-footer { padding: 38px 20px 22px; }

  .hero__milestones { grid-template-columns: repeat(2, 1fr); gap: 20px 16px; }
  .hero__milestone-value { font-size: 23px; }

  .process-step { grid-template-columns: 46px 1fr; gap: 15px; }
  .process-step__number { width: 42px; height: 42px; border-radius: 13px; }
  .process-step-list__rail,
  .process-step-list__rail-progress { left: 20px; }

  .site-header__logo img { height: 26px; }
  .coverage-map__city-label { font-size: 16px; }
}


/* ==========================================================================
   ACCESSIBILITY: honour the operating-system "reduce motion" setting
   ========================================================================== */
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: 0.001ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.001ms !important;
  }

  .reveal-on-scroll { opacity: 1; transform: none; }
  .text-highlight { background-size: 100% 0.36em; }
  .coverage-map__link { stroke-dashoffset: 0; }
  .coverage-map__city-dot,
  .coverage-map__city-label { opacity: 1; }
}